Atlanta Severe Weather Season: What Homeowners Should Know
Metro Atlanta severe weather season runs March through September. Here's what to expect.
Severe weather by month
March-May: severe thunderstorms, tornadoes, hail. June-August: severe thunderstorms, downbursts, tropical remnants. September-November: tropical remnants, early frost. December-February: ice storms, hard freezes, occasional winter tornadoes.
The North Georgia profile
Thunderstorm days per year: 45-55. Tornado warnings: 8-15. Hail events: 4-8, concentrated April-May. Peak severe weather window: 4 PM to 10 PM. Tropical impact: 1-2 named storm remnants most years.
Five most common storm-driven losses
Wind and hail roof damage. Fallen trees on structures. Downed limbs on fences or vehicles. Water intrusion through damaged roofing. Sump pump failure during heavy rain.
Prep schedule
Once per year (February): free roof and gutter inspection, tree assessment, sump pump test, policy review.
Every warning: bring in yard items, charge phones, know your safe room, move vehicles under cover.
After any event: exterior walkaround with camera, attic check, interior inspection, call for professional inspection if in doubt.
Coverages to know
Wind/hail deductible: often 1-5% of Coverage A, separate. Ordinance and Law. Loss of Use. Debris removal. Landscaping and trees.
When to file
File within 30 days even if you're unsure of extent. Delay is a common denial trigger.