Insurance Claim Restoration & Direct-Bill in Georgia

Restoration insurance claims live and die on documentation. Our partners produce Xactimate estimates every major carrier accepts, communicate directly with your adjuster, and bill your insurance directly when possible.

What insurance claim restoration covers

Working an insurance claim is not the same as retail restoration. Adjusters expect specific line-item scope, photo documentation to industry standards, moisture readings on daily logs, and Xactimate pricing tied to your ZIP code.

Our partners handle claims for every major carrier including State Farm, Allstate, USAA, Farmers, Travelers, Liberty Mutual, Nationwide, Progressive, and Erie. Direct billing is available on most claims, so you only pay your deductible.

Warning signs to call a pro

  • You filed a claim and need a restoration company your adjuster will accept
  • You need Xactimate-ready documentation for your insurer
  • Your adjuster's estimate seems low and you need a second opinion
  • You want direct billing so you only pay your deductible
  • You need scope agreement negotiated between your contractor and adjuster

Our process

  1. 1
    Free inspection
    Full documentation and photo report your carrier will accept.
  2. 2
    Xactimate estimate
    Line-item scope priced to your ZIP code, ready for adjuster review.
  3. 3
    Adjuster coordination
    Direct communication, scope agreement, supplement negotiation.
  4. 4
    Mitigation and rebuild
    Work performed to industry standards with daily documentation.
  5. 5
    Direct insurance billing
    We bill your carrier directly on most claims - you cover the deductible.

Frequently Asked Questions

Which insurance companies do you work with?

Every major carrier including State Farm, Allstate, USAA, Farmers, Travelers, Liberty Mutual, Nationwide, Progressive, Erie, and most regional and specialty carriers serving Georgia.

Do you produce Xactimate estimates?

Yes. Every estimate is written in Xactimate with line-item scope priced to your ZIP code, formatted the way adjusters expect.

Can you bill my insurance directly?

Yes on most claims. Your carrier pays us directly, and you're only responsible for your deductible.

What if my adjuster's estimate is too low?

We negotiate scope supplements directly with your adjuster and back every line item with photos, moisture readings, and Xactimate documentation.

How long does an insurance claim restoration take?

Emergency mitigation starts the same day. Adjuster inspection is typically 3-7 days. Full rebuild timelines depend on scope but usually run 3-12 weeks for residential losses.